Home loans in Torquay, VIC: repayments, costs & broker help

Torquay is the birthplace of Australian surf culture and gateway to the Great Ocean Road — a premium coastal town of 18,000 residents anchored by Surf City and globally renowned Jan Juc and Bells Beach surf breaks. Its exceptional lifestyle infrastructure, growing permanent population, and Surf Coast Shire planning protections underpin consistent premium capital growth. At the current $1.05m median house price, an 80% loan at 6.25% over 30 years is about $5,172 per month.

Torquay home-loan snapshot

Median house price$1,050,000
Median unit price$680,000
Estimated monthly repayment$5,172 at 80% LVR, 6.25%, 30 years
Annual price growth8%
Gross rental yield4%
Typical days on market18

Calculate repayments, stamp duty, LMI and upfront costs for Torquay, VIC. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

Start Calculating

Enter your details above to get instant, accurate results. Our calculator uses current Australian rates and rules - updated regularly.

Need help? Our guides explain how each calculation works and what the results mean for you.