Home loans in Reservoir, VIC: repayments, costs & broker help

Reservoir is Melbourne's fastest-moving outer-inner suburb — a large, diverse community where Edwardes Lake's beautiful 28-hectare waterfront park, Mernda Line train access, and extraordinary affordability relative to its 18-minute CBD proximity are driving Melbourne's highest inner-ring capital growth rates. As Preston and Thornbury prices surge beyond $1M, Reservoir's sub-$800K houses and improving café strip are capturing the overflow of buyers seeking inner-north lifestyle at outer-north prices — a cycle that has consistently produced 8-9% annual growth. At the current $800k median house price, an 80% loan at 6.25% over 30 years is about $3,941 per month.

Reservoir home-loan snapshot

Median house price$800,000
Median unit price$560,000
Estimated monthly repayment$3,941 at 80% LVR, 6.25%, 30 years
Annual price growth8.5%
Gross rental yield4.5%
Typical days on market12

Calculate repayments, stamp duty, LMI and upfront costs for Reservoir, VIC. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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