Home loans in Kensington, VIC: repayments, costs & broker help

Kensington is Melbourne's most authentic inner-west village — a beautifully evolved suburb of Victorian workers' cottages and converted warehouses where the Kensington Banks residential development along the Moonee Ponds Creek Corridor, Macaulay Road's rising hospitality scene, and train access to CBD deliver an increasingly desirable combination of affordability and inner-city lifestyle. The suburb's ongoing gentrification — driven by artists and professionals priced out of Fitzroy and Collingwood — is creating significant sustained capital growth. At the current $1.1m median house price, an 80% loan at 6.25% over 30 years is about $5,418 per month.

Kensington home-loan snapshot

Median house price$1,100,000
Median unit price$680,000
Estimated monthly repayment$5,418 at 80% LVR, 6.25%, 30 years
Annual price growth6.5%
Gross rental yield3.5%
Typical days on market15

Calculate repayments, stamp duty, LMI and upfront costs for Kensington, VIC. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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