Home loans in Fairfield, VIC: repayments, costs & broker help

Fairfield is one of Melbourne's most dynamic inner-north gentrification stories — a formerly working-class suburb that has transformed with a vibrant Station Street café and restaurant strip rivalling Fitzroy, excellent Scotch College and Ivanhoe Grammar proximity, and direct Yarra River access through Fairfield Park's historic boathouse. Its younger demographic (median age 34), strong arts and creative community, and consistent price growth driven by Northcote overflow buyers establish it as one of Melbourne's premier sub-$1.3M inner-suburban investment opportunities. At the current $1.28m median house price, an 80% loan at 6.25% over 30 years is about $6,305 per month.

Fairfield home-loan snapshot

Median house price$1,280,000
Median unit price$660,000
Estimated monthly repayment$6,305 at 80% LVR, 6.25%, 30 years
Annual price growth6.5%
Gross rental yield3.6%
Typical days on market16

Calculate repayments, stamp duty, LMI and upfront costs for Fairfield, VIC. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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