Home loans in Eltham, VIC: repayments, costs & broker help

Eltham is Melbourne's artist suburb par excellence — the celebrated home of Heidelberg School painters and a thriving arts community where mudbrick architecture, extensive bush gardens, the magnificent Yarra Flats and Eltham Lower Park riverlands, and a nationally renowned community arts culture create Australia's most distinctive outer-suburban lifestyle. Its exceptional Hurstbridge train connectivity (38 minutes to CBD), strong Eltham College private school presence, and persistent demand from artists, architects, and creative professionals underpin consistent above-market price growth. At the current $1.2m median house price, an 80% loan at 6.25% over 30 years is about $5,911 per month.

Eltham home-loan snapshot

Median house price$1,200,000
Median unit price$660,000
Estimated monthly repayment$5,911 at 80% LVR, 6.25%, 30 years
Annual price growth6.8%
Gross rental yield3.6%
Typical days on market16

Calculate repayments, stamp duty, LMI and upfront costs for Eltham, VIC. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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