Home loans in Chelsea, VIC: repayments, costs & broker help

Chelsea is a popular bayside suburb on the Frankston rail corridor offering direct beach access, an active boating community, and affordable prices relative to the inner bay suburbs. Growing café culture along Nepean Highway and consistent holiday rental demand add to its appeal. At the current $950k median house price, an 80% loan at 6.25% over 30 years is about $4,679 per month.

Chelsea home-loan snapshot

Median house price$950,000
Median unit price$620,000
Estimated monthly repayment$4,679 at 80% LVR, 6.25%, 30 years
Annual price growth7.5%
Gross rental yield4%
Typical days on market14

Calculate repayments, stamp duty, LMI and upfront costs for Chelsea, VIC. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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