Home loans in Altona, VIC: repayments, costs & broker help

Altona is Melbourne's most affordable bayside suburb — a genuine beach community on Port Phillip Bay where Altona Beach's superb 2km of sand, the Altona Coastal Park's wetlands, and Pier Street's pleasant village strip deliver a coastal lifestyle unavailable anywhere else at sub-$900K prices. Altona's strong working-class community identity, exceptional owner-occupier base (62%), and rapid improvement in café and restaurants as inner-west gentrification pushes westward create an outstanding capital growth opportunity for value-seeking buyers. At the current $900k median house price, an 80% loan at 6.25% over 30 years is about $4,433 per month.

Altona home-loan snapshot

Median house price$900,000
Median unit price$600,000
Estimated monthly repayment$4,433 at 80% LVR, 6.25%, 30 years
Annual price growth7.5%
Gross rental yield4%
Typical days on market13

Calculate repayments, stamp duty, LMI and upfront costs for Altona, VIC. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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