Home loans in Alphington, VIC: repayments, costs & broker help

Alphington is Melbourne's most underrated inner riverside suburb — a narrow strip of exceptional Victorian and Edwardian homes between the Yarra River and Merri Creek that combines Northcote-level lifestyle credentials (strong café culture, creative community) with significantly lower prices than comparable inner-north suburbs. The suburb's river and creek frontage on two sides, proximity to the emerging Warringal Parklands trail network, and rapidly gentrifying local retail strip create the investment setup that characterised Northcote and Thornbury a decade earlier. At the current $1.4m median house price, an 80% loan at 6.25% over 30 years is about $6,896 per month.

Alphington home-loan snapshot

Median house price$1,400,000
Median unit price$720,000
Estimated monthly repayment$6,896 at 80% LVR, 6.25%, 30 years
Annual price growth6.2%
Gross rental yield3.4%
Typical days on market16

Calculate repayments, stamp duty, LMI and upfront costs for Alphington, VIC. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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