Tumbi Umbi is a semi-rural suburb on the Central Coast's western lake fringe — a peaceful community of larger blocks featuring Tumbi Creek wetlands, generous lot sizes often exceeding 600sqm, and a lifestyle removed from the coast's tourist traffic while remaining within 20 minutes drive of Tuggerah's major retail complex. Its consistent demand from families seeking affordable space, improving primary school results, and gradually improving Pacific Highway access create steady capital growth at sub-$900K house prices. At the current $900k median house price, an 80% loan at 6.25% over 30 years is about $4,433 per month.
| Median house price | $900,000 |
|---|---|
| Median unit price | $640,000 |
| Estimated monthly repayment | $4,433 at 80% LVR, 6.25%, 30 years |
| Annual price growth | 7% |
| Gross rental yield | 4.7% |
| Typical days on market | 18 |
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