Home loans in Terrigal, NSW: repayments, costs & broker help

Terrigal is the Central Coast's premier beachside destination — an affluent coastal village where north-facing Terrigal Beach, the iconic Terrigal Haven rockpool, and a vibrant restaurant and café strip create one of NSW's most desirable sea-change and holiday-home markets. Strong weekend tourism, consistent holiday rental income potential, and the area's persistent undersupply of quality beachfront property have maintained above-average capital growth despite its distance from Sydney for owner-occupiers seeking lifestyle over commutability. At the current $1.65m median house price, an 80% loan at 6.25% over 30 years is about $8,127 per month.

Terrigal home-loan snapshot

Median house price$1,650,000
Median unit price$880,000
Estimated monthly repayment$8,127 at 80% LVR, 6.25%, 30 years
Annual price growth6.5%
Gross rental yield3.2%
Typical days on market22

Calculate repayments, stamp duty, LMI and upfront costs for Terrigal, NSW. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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