Home loans in Smithfield, NSW: repayments, costs & broker help

Smithfield is a western Sydney residential suburb at the Fairfield-Parramatta boundary — a suburb with a predominantly Lebanese, Vietnamese, and Pacific Islander community, offering affordable housing and proximity to both Fairfield's growing employment hub and Parramatta's CBD-level amenity. Its improving commercial precinct along Cumberland Highway and consistent investor demand from buyers seeking above-4% yields in the T2/T3 corridor make Smithfield a reliable entry-level western Sydney holding. At the current $1.23m median house price, an 80% loan at 6.25% over 30 years is about $6,059 per month.

Smithfield home-loan snapshot

Median house price$1,230,000
Median unit price$690,000
Estimated monthly repayment$6,059 at 80% LVR, 6.25%, 30 years
Annual price growth6.8%
Gross rental yield4.3%
Typical days on market17

Calculate repayments, stamp duty, LMI and upfront costs for Smithfield, NSW. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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