Shellharbour is the Illawarra's second-largest city — a rapidly growing coastal community anchored by Stockland Shellharbour's major regional retail hub, the Shellharbour Hospital, and an emerging lifestyle scene around Shellharbour Village's historic harbour precinct. Its growing master-planned residential estates, improving community infrastructure, and consistent demand from families seeking affordable coastal living at prices below Wollongong's premium northern suburbs create a dynamic growth market well supported by state government infrastructure investment. At the current $950k median house price, an 80% loan at 6.25% over 30 years is about $4,679 per month.
| Median house price | $950,000 |
|---|---|
| Median unit price | $670,000 |
| Estimated monthly repayment | $4,679 at 80% LVR, 6.25%, 30 years |
| Annual price growth | 7% |
| Gross rental yield | 4.3% |
| Typical days on market | 18 |
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