Home loans in Ramsgate, NSW: repayments, costs & broker help

Ramsgate Beach is a quiet, beachside residential suburb on the southern foreshore of Botany Bay, offering a popular swimming beach, coastal walking tracks, and a compact village strip. Its low-density residential character, family-oriented community, and lower price point compared to Brighton-Le-Sands attract families and downsizers seeking bayside lifestyle without premium pricing. Limited development land and foreshore protections support long-term price appreciation. At the current $1.9m median house price, an 80% loan at 6.25% over 30 years is about $9,359 per month.

Ramsgate home-loan snapshot

Median house price$1,900,000
Median unit price$820,000
Estimated monthly repayment$9,359 at 80% LVR, 6.25%, 30 years
Annual price growth6%
Gross rental yield3.4%
Typical days on market20

Calculate repayments, stamp duty, LMI and upfront costs for Ramsgate, NSW. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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