Home loans in Gymea Bay, NSW: repayments, costs & broker help

Gymea Bay is a tightly-held waterfront enclave on the northern shores of Port Hacking — a prestige Shire suburb of substantial homes with private jetty access and water views over the Port Hacking inlet. Its small, stable community of established families, access to the Royal National Park's waterway system, and limited land supply create a consistently premium market well above the Shire median, popular with buyers seeking waterfront lifestyle without Cronulla's apartment density. At the current $1.9m median house price, an 80% loan at 6.25% over 30 years is about $9,359 per month.

Gymea Bay home-loan snapshot

Median house price$1,900,000
Median unit price$890,000
Estimated monthly repayment$9,359 at 80% LVR, 6.25%, 30 years
Annual price growth6%
Gross rental yield3.1%
Typical days on market20

Calculate repayments, stamp duty, LMI and upfront costs for Gymea Bay, NSW. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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