Home loans in Gerringong, NSW: repayments, costs & broker help

Gerringong is the South Coast's most desirable prestige village — a tiny coastal community of dairy farmland, clifftop ocean views, and a heritage village centre where scarcity of supply and exceptional lifestyle appeal consistently drive prices above any comparable-size community in the region. Its direct South Coast Line connection, proximity to Kiama's lifestyle precinct, and the area's extraordinary natural beauty from Seven Mile Beach and Werri Beach create a perpetually tight market where quality properties achieve record prices regardless of broader market conditions. At the current $1.45m median house price, an 80% loan at 6.25% over 30 years is about $7,142 per month.

Gerringong home-loan snapshot

Median house price$1,450,000
Median unit price$880,000
Estimated monthly repayment$7,142 at 80% LVR, 6.25%, 30 years
Annual price growth7.5%
Gross rental yield3.3%
Typical days on market25

Calculate repayments, stamp duty, LMI and upfront costs for Gerringong, NSW. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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