Home loans in Charlestown, NSW: repayments, costs & broker help

Charlestown is Newcastle's southern hub, known for its major regional shopping centre, solid school access and comfortable family lifestyle. More affordable than inner Newcastle suburbs, it attracts first home buyers and investors who want good capital growth with lower entry costs. At the current $682k median house price, an 80% loan at 6.25% over 30 years is about $3,359 per month.

Charlestown home-loan snapshot

Median house price$682,000
Median unit price$460,000
Estimated monthly repayment$3,359 at 80% LVR, 6.25%, 30 years
Annual price growth4.8%
Gross rental yield4.2%
Typical days on market24

Calculate repayments, stamp duty, LMI and upfront costs for Charlestown, NSW. Request mortgage broker help if you want suitable lender policy, rates and fees compared for your situation.

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