Calculate your NSW transfer duty for any property purchase in New South Wales. First home buyers pay zero transfer duty on properties up to $800,000 — saving up to $31,335. 2026 brackets: up to $304,000 at progressive rates from 1.25%; $304,001–$1,013,000 at $9,575 + 4.5%; over $1,013,000 at $41,480 + 5.5%. Foreign buyers pay an additional 8% surcharge. Enter your property price for an exact calculation.
| Property Value | Rate |
|---|---|
| $0–$17,000 | 1.25% |
| $17,001–$36,000 | $213 + 1.50% |
| $36,001–$97,000 | $498 + 1.75% |
| $97,001–$364,000 | $1,566 + 3.50% |
| $364,001–$1,164,516 | $10,909 + 4.50% |
| Over $1,164,516 | $46,933 + 5.50% |
First home buyers: Full exemption up to $800,000. Concession $800,001–$1,000,000. Foreign buyer surcharge: 8%.
Enter your details above to get instant, accurate results. Our calculator uses current Australian rates and rules — updated regularly.
Need help? Our guides explain how each calculation works and what the results mean for you.