Buying investment property in your own name gives you flexibility and simplicity. Buying through your SMSF gives you tax advantages and asset protection — but at the cost of higher rates, more regulation, and restricted access until retirement.
It depends on your tax rate, timeline to retirement, super balance, and whether the property will be positively or negatively geared.
Only business real property (commercial) can be transferred from a related party into an SMSF. Residential property owned personally cannot be transferred.
Yes, but losses only offset fund income taxed at 15%, compared to your marginal rate (up to 47%) outside super.