Investment Property Calculator - Negative Gearing & Cash Flow 2026

Analyse the full financial picture of an investment property purchase. This calculator shows your rental yield, year-by-year cash flow, negative gearing tax benefits, and projected capital gains.

Investment Property Key Metrics (2026)

MetricTypical RangeWhat It Means
Gross Rental Yield3.5%–6%Annual rent ÷ property price
Net Rental Yield2.5%–4.5%After expenses (rates, insurance, management)
Capital Growth (avg)4%–7% p.a.Long-term property value increase
Negative Gearing Benefit32.5%–47% of lossTax deduction at your marginal rate

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Enter your details above to get instant, accurate results. Our calculator uses current Australian rates and rules - updated regularly.

Need help? Our guides explain how each calculation works and what the results mean for you.