A liveable shed (also called a shed home, shedhouse, or barndominium) is a steel-frame structure engineered and fitted out to meet the National Construction Code requirements for a habitable dwelling.
Yes, if the shed has a Class 1a occupancy certificate (classified as a habitable dwelling under the NCC). Regional banks, credit unions, and some non-bank lenders regularly finance liveable sheds.
A turnkey liveable shed costs approximately $1,800–$2,250 per square metre — roughly 30–40% less than traditional brick construction.
Class 1a liveable sheds on appropriately zoned land generally hold value in regional markets where they're common.