Home Equity Calculator - How Much Can You Access? 2026

Find out how much equity you've built in your property and how much of it you can actually access. Lenders typically let you borrow up to 80% of your property's current value - minus your existing loan.

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Enter your details above to get instant, accurate results. Our calculator uses current Australian rates and rules - updated regularly.

Need help? Our guides explain how each calculation works and what the results mean for you.