Help to Buy Scheme — Government Shared Equity for First Home Buyers

The Help to Buy shared equity scheme allows the federal government to co-purchase up to 30–40% of your home, reducing your required deposit and loan repayments.

Frequently Asked Questions

How does the Help to Buy scheme work?

The government contributes up to 40% of the purchase price for new builds or 30% for existing homes, co-owning that share with you. You buy it back over time. This reduces your required deposit and loan size significantly.

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