Borrowing Power on a $300,000 Salary — 2026

On a $300,000 gross salary with minimal debts and average expenses, your estimated borrowing power is approximately $1,495,000–$1,790,000.

How much can I borrow on a $300,000 salary?

On $300,000 gross with minimal debts, estimated borrowing capacity is approximately $1,495,000–$1,790,000. HECS at this income is approximately $22,500/year and reduces capacity significantly.