Australian lenders assess visa holders differently. Income shading, LVR caps, and foreign buyer surcharges all reduce your buying power compared to a Permanent Resident. This calculator models your visa-specific borrowing power and compares it side-by-side with what you could borrow on PR.
Enter your details above to get instant, accurate results. Our calculator uses current Australian rates and rules — updated regularly.
Need help? Our guides explain how each calculation works and what the results mean for you.