The RBA raised the cash rate from 0.10% in April 2022 to 4.10% by March 2026 — a 4 percentage point increase across 13 rate hikes. For the average Australian with a $700,000 mortgage, that means monthly repayments have jumped by roughly $1,650/month — almost $20,000 more per year. This calculator shows your personal rate rise journey.
Enter your details above to get instant, accurate results. Our calculator uses current Australian rates and rules — updated regularly.
Need help? Our guides explain how each calculation works and what the results mean for you.