Mortgage Payoff Calculator — See Your Payoff Date & Interest Saved 2026

Find out exactly when your mortgage will be paid off and how much you'll save by making extra repayments. Year-by-year payoff timeline showing outstanding balance, cumulative interest, and impact of different extra repayment strategies.

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Enter your details above to get instant, accurate results. Our calculator uses current Australian rates and rules — updated regularly.

Need help? Our guides explain how each calculation works and what the results mean for you.