Estimate your Lenders Mortgage Insurance (LMI) cost instantly. LMI is required when your deposit is less than 20% of the property price. Our calculator shows you the approximate premium and how increasing your deposit can eliminate this cost entirely.
| LVR | Deposit | Loan Amount | Est. LMI |
|---|---|---|---|
| 95% | $37,500 (5%) | $712,500 | $35,000–$42,000 |
| 90% | $75,000 (10%) | $675,000 | $18,000–$26,000 |
| 85% | $112,500 (15%) | $637,500 | $6,000–$9,000 |
| 80% | $150,000 (20%) | $600,000 | $0 (not required) |
Enter your details above to get instant, accurate results. Our calculator uses current Australian rates and rules — updated regularly.
Need help? Our guides explain how each calculation works and what the results mean for you.