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Single parents can purchase a home with a 2% deposit and no LMI via the Family Home Guarantee. FTB, child support, and employment income all count toward serviceability with the right lender.
Yes, with documentation — a Family Court order or Child Support Agency assessment. Most lenders include 50–70% of regular child support shown on tax returns or assessment notices.
Typical caps: $900,000 in NSW/ACT, $800,000 in VIC, $700,000 in QLD/WA/SA, $600,000 in TAS/NT. Check the Housing Australia website for the latest figures.
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