Extra Repayment Calculator — Pay Off Your Loan Faster 2026

See exactly how much time and interest you can save by making extra repayments on your mortgage. Even small additional payments can shave years off your loan term and save tens of thousands in interest.

Extra Repayment Savings — $600,000 Loan at 6.22%

Extra/MonthInterest SavedYears Off Loan
$100/mo$60,0003 years
$200/mo$120,0005 years
$500/mo$245,0008 years
$1,000/mo$380,00013 years

Start Calculating

Enter your details above to get instant, accurate results. Our calculator uses current Australian rates and rules — updated regularly.

Need help? Our guides explain how each calculation works and what the results mean for you.